I remember there were some cases of pensions disappearing about 20 years ago so you’re not imagining it. I can’t find any stories on it but yeah there were people who went to retire their pensions were just gone.
I found this on investopia while I was looking:
“A number of situations could put your pension at risk, including underfunding, mismanagement, bankruptcy, and legal exemptions. Laws exist to protect you in such circumstances, but some laws provide better protection than others.”
So maybe they all sued the out of those companies and tapped into past insurance policies to get paid and that’s why it’s not really talked about.
Bottom line is that if someone else has your money, it’s in their control. If you have the money in your 401k, you can watch it and control it.
Idk how it’s relavant to them that you are basically a van dweller. As long as you are taking care of yourself (eating healthy, exercising, showing, and whatever else) then it doesn’t matter.
Maybe if there was some treatment that required you to have access to facilities you need in a house but I can’t think of anything. This is one of those times I would omit or just say you live in a house.
Just make sure you’re stashing away some cash in an account so you can replace your ride or put a down payment on a house if you decide you do want something a little less mobile some day.