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Joined 16 days ago
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Cake day: July 12th, 2025

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  • Patches@ttrpg.networktoMemes@lemmy.mlLazy moochers
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    37 minutes ago

    FYI: You might “only” be responsible for what is inside your condo but you are 100% on the hook for the costs external to your unit.

    Surfside in Miami has forced all of the Condos to re-imagine their finances. Some units are being hit with $100,000 Special Assessments to repair the foundation, or facade, or just keep sufficient balance. There is no way out of this except to sell. They can charge you whatever they want, whenever they want.

    Also “external” problems are also yours. One of the 5 units above yours flood into yours? That’s a civil problem between you and the whichever unit it is. Good luck finding them, and getting your money. Even if you get it. You still have to deal with the trouble.

    Had condo suffer water damage 11 times in 8 years due to various reasons caused by units above. Basically on your own. Condo board is not getting involved. You get all the problems of someone else’s lack of maintenance, and none of the benefits of your own maintenance.

    Condo Fees went from $110/month to $930/month because ‘fuck me’ I guess. No control over that either. You can petition the board but it’s full of old nosy fucks.




  • Patches@ttrpg.networktoMemes@lemmy.mlLazy moochers
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    49 minutes ago

    I’m not a landlord but the taxes go up every single year. Home insurance goes up every single year. Both often by a lot. Compared to 2019 my taxes are up 45% and my home insurance is up 500%.

    The land value is up purely because they ain’t making any more of it.

    The cost to repair everything goes up every year. A part of my washing machine broke again. Part was $20 in 2017. Part was $60 4 months ago. Post Tarifs it will probably be closer to $100. Nevermind the labor if I can’t DIY.

    Plenty of reasons for costs to go up each year.

    Real question is :

    Why the fuck aren’t the wages going up?

    If that too kept up with inflation since the 1970s then we’d all be happier then pigs in shit.














  • Patches@ttrpg.networktoMemes@lemmy.mlNostalgia
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    12 days ago

    Honestly, Do we even need the caffeine?

    Since quitting caffeine, I’ve felt a lot better. I used to wake up feeling like shit, drink my caffeine of choice, feel mid until it wears off, drink more, feel more mid, repeat, have trouble falling asleep.

    Now I just wake up feeling mid, and go to sleep just fine. Big difference is that I save a bunch of money, and have less anxiety, and irritability, from all the stimulants.