Ever since covid it’s made sense most of the time to buy brand new for exactly the reason you state. I sure wouldn’t buy a 2-3 year old car to save 10%. If someone treated it poorly it may require expensive repairs or not last as long.

I have gamepass ultimate and it says I can’t play till the 6th

Those games are not purchased. You lose them when you unsubscribe to ps plus.

Except apple doesn’t take away any time you’ve paid for just like your Netflix example. If I were to cancel my apple one sub it would remain active until the 22nd….because that’s what I’ve already prepaid for. Apple does cancel you’re unpaid for free trial immediately because you didn’t pre pay for anything.

I switched over to lemm.ee fully a couple of weeks ago because Lemmy.world was down constantly. I’ve yet to run into issue on lemm.ee

I use adguard and adguard VPN on my phone. I have an adguard home server set up on my home network so I use that when I’m at home instead. I don’t VPN into my network as others have suggested because I have Xfinity and I have limited monthly data.